Fast Working Capital Loans for Your Business Growth

Access Same-Day Funding Tailored For Your Business.

* Advance Funds Network does not provide funding for startups,
Read qualification requirements here.

We’re the fastest growing funding platform in US & Canada!

Access the Working Capital Your Business Needs

Apply Online

Kickstart your funding journey with a simple online application. It’s quick, user-friendly, and gets you on the fast track to financial support.

Compare Approvals

We provide you with various funding options tailored to your business needs. Take your time to compare and choose the best fit. Our transparent comparison makes it easy to understand your choices.

Receive Funding

Once you pick the best option, the funds are quickly processed and made available to you. Experience a smooth funding process designed to get the capital to your business efficiently.

Working capital that works hard for Small businesses

Every day brings a new challenge. For a small business, being ready for anything is the biggest asset. Whether it’s grabbing more inventory before a big sale or fixing equipment fast to avoid downtime, waiting around for funding isn’t an option.

Our Working Capital Loans are simple & fast. We understand the value of your time and the urgency of your needs. That’s why our funding process is as straightforward as possible. No waiting weeks for an answer.

Gain a partner who’s committed to seeing your business succeed. Get the peace of mind that comes with having funds available exactly when you need them.

Flexible working capital loans

Every business hits a cash flow crunch. Traditional lenders don’t always get the real picture. They see numbers, not the opportunity or the pinch you’re in.


Perhaps you’re facing seasonal dips or you’ve got clients who are slow to pay. These are moments when you need more than just money. You need a solution that understands the flow of your business. One that matches your pace & jumps in right when you need it.


Designed with small businesses in mind, our working capital loans offer the fast support you need to keep your business stable & ready for growth. No complex terms, no waiting ages for approval.


Just the financial cushion you need to smooth out those cash flow bumps and keep moving towards your goals.

Funding that keeps pace with your business

There’s no risking your credit score to see if you qualify, and you get the peace of mind that comes with financial readiness. We’re your partners in making those crucial moves without a moment’s delay.

Predictable Payment

Enjoy the clarity of fixed monthly payments that fit your budget, ensuring financial management is straightforward. Whether your business journey is just beginning or you’re ready to take the next step, our terms are designed to match your pace.

Expert Financial Support

Connect with our funding specialists who understand your business’s unique needs. We’re here to guide you through the application process, ensuring you find the loan terms that best fit your business scenario, with a focus on growth.

Straightforward Eligibility

Your business’s performance opens the door to financial opportunities. Our simple online application process assesses your needs quickly, allowing you to qualify based on a minimum projected annual revenue of $400,000 and a credit score of at least 550.

Let's figure it out together

Securing your business future doesn’t mean getting tangled in paperwork today.

Maybe you’re waiting too long for payments, or you’ve got a chance to grow but not enough money to grab it. We get it. That’s why our working capital loans are quick to get. Perfect for businesses making at least $15,000 a month.

We’re here to listen, understand, and find the best way to help your business keep going strong.

No confusing terms or waiting ages for an answer.

Frequently asked questions

Still need help? Try our AI Support Agent below or Contact Us.

What types of small business loans are available?

Business loans come in several forms, depending on a company’s needs and financial situation. Common types include term loans (fixed repayment over time), lines of credit (borrow only what you need), equipment financing (specific to purchasing machinery or tools), and merchant cash advances (borrowing against future sales). Each option suits different needs, such as expanding operations or managing cash flow.

Same-day funding typically involves lenders who can quickly approve and disburse loans. The process often requires minimal documentation, such as proof of income and a business bank account. Applications are usually online, and decisions are typically made within hours, allowing funds to be deposited by the end of the day in many cases. However, terms and fees for expedited funding might vary.

To qualify for business financing through Advance Funds Network, businesses must meet basic eligibility criteria related to time in operation, revenue, and credit profile. To qualify for financing, businesses should have:

  • A minimum operational history of 6 months
  • Monthly revenue of at least $15,000
  • A credit score of 450 or higher

Credit score requirements vary by lender and loan type. Traditional lenders, like banks, usually require a good to excellent credit score (typically 650+). Alternative lenders or funding platforms may have more flexible criteria, focusing on revenue, time in business, or other factors rather than credit history alone.

Short-term business loans can provide quick access to capital, but they may come with higher interest rates or fees compared to traditional loans. It’s important to assess whether the loan’s cost aligns with the expected benefit, such as covering an urgent expense or seizing a business opportunity. Borrowers should always review repayment terms carefully.

Get Qualified Now